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What’s in the e-book? 

If you are receiving a big rate increase on next year’s group health plan, it may be time to consider a different funding strategy. With healthcare costs continuing to rise, there are only so many solutions for reducing the financial pressure on employers and employees through a fully-insured insurance plan.

At Bernard Health, our advisors view financing options on a continuum, which includes plans that are fully-insured, self-insured “lite,” dividend-eligible and self-funded. 

The concepts are different and can be complex, but taking the time to review all of your options can help you find the best strategy for your organization. 

This e-book will go over the pros and cons of the different financing options: fully insured, self-insured lite, partially self-funded, and self-insured.

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EVALUATING FINANCING OPTIONS

Pros and Cons of the Funding Continuum
 

FINANCING OPTION CONTINUUM

02

FULLY-INSURED

03

SELF-INSURED LITE

04

Full Chapter List

DIVIDEND-ELIGIBLE

05

 

SELF-FUNDED

06

 

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